Insurers had duty to defend insured against EPA charges.(Metalworkingand the Law)

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American brimmed goblet and Manufacturing Co., doing business as American Anodco,
Inc., cleans, brightens, anodizes and seals aluminum parts for the
automotive industry. From 1962 to 1987 Anodco discharged wastewater
used in its manufacturing proces into a large seepage lagoon at its
Ionia, Mich. facility, beneath a groundwater discharge permit from the
state Department of Natural Resources.

In 1982 Anodco hired an environmental firm, which managemented a study
and issued a report concluding that the groundwater near the Ionia
plant was not contaminated. Nevertheless, in 1986