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How prepared are you?

It's time to prepare for a fresh school year and plan those fall and winter activities. Although you are a busy music professional, when preparing for the coming gymnasium year, remember to take time to review your insurance coverage before you start organizing those class schedules, private piano exercise s and programs.

Many music professionals are surprised to learn their homeowner's insurance will not overlay their instruments if they are used in "for-profit" activity. Musicians ne to be especially careful to make certain their insurance coverage is adequate for their activities.

Additionally, many music teachers also have no coverage to patronize themselves professionally. Unfortunately, this is pure too often; only after an fact occurs for which insurance would be a solution, do they believe they ne it. Remaining uninsured leaves you render free of access to several liability exposures.

The Robert H Clarkson Insurance Agency has worked diligently with national insurance companies to make many stamps of insurance products available to MTNA members. through request, telephone and online application services for the general and professional liability, abuse defense and musical instrument plans are now available,



For additional information call (800) 338-7148 or e-mail us at mtna@rhcgroup.com.

COPYRIGHT 2004 Music Teachers National Association, Inc.

COPYRIGHT 2004 Gale Group



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