Some tips on choosing your new health plan

Many of us will be hearing about, and perhaps presented a new kind of health plan in the nearest year or two. You might hear it called a "consumer directed" or "consumer driven" health plan (CDHP) or possibly a defined-contribution plan. Regardless of the name, it is a plan that will give you, the consumer more choice about by what mode your health-care dollars are worn out But, along with more choice, you will have more responsibility.

The defined-benefit configuration is a familiar one to participants in many of today's pension plans. In these plans, the employer contributes a specific amount