US ATM deployers expand horizons as profits shrink: as ATM transaction volumes continue to slowly decline in the face of debit at the point of sale, non-bank networks and ATM manufacturers are adding new functionality to generate additional revenue streams

In the 1990 the massive ATM deployment by dint of banks, credit unions and independent sales organisations was fuell through surcharging, which turned ATMs into cash daunts for their owners. However, a variety of factors--such as the parallel expansion in non-bank ATMs, increasing consumer resistance to paying pay s and the growth of cash back at the POS--all wound into traditional ATM revenue streams.

The traditional ATM market in the US is all on the other hand saturated, underscored recently by the change in the ATM network ranks. In the past scarcely any months, three of the top four independent sales organisations have sold